Best ways to find a personal loan — June 2026
TotallyMoney Loan Comparison
See your personalised loan eligibility across 30+ lenders. Shows your approval odds — no credit impact.
MoneySupermarket Loans
UK's biggest comparison — 40+ loan providers compared. Soft search eligibility tool included.
MoneySavingExpert Loans Tool
Martin Lewis's eligibility calculator — shows which loans you're most likely to get before applying.
Experian Loan Comparison
Compare loans matched to your Experian credit profile. Reduces chance of rejection.
⚠️ Important: always do a soft search first
Every time you formally apply for credit, a hard search is recorded on your credit file. Too many hard searches in a short time can harm your score and make lenders wary. Always use an eligibility or soft-search tool first to check your chances — only then apply to the lender most likely to accept you.
All the services above use soft searches that leave no trace on your file.